At JEC Business Finance Ltd, we understand the unique challenges facing small and medium-sized enterprises (SMEs) in the UK. We are dedicated to providing flexible and customised financing solutions that help SMEs thrive and grow. 

Whether you require funding for VAT, tax obligations, working capital, or investments in equipment and infrastructure, we on hand to provide you with a range of options to meet your needs.

VAT Financing
Our VAT financing options allow you to manage your VAT obligations efficiently, providing you with the necessary cash flow to meet your tax liabilities while maintaining your day-to-day operations.
Self-Assessment Tax Financing
We offer financing solutions that enable you to spread the cost of your self-assessment tax payments, ensuring you can meet your personal tax obligations without straining your cash flow.
Corporation Tax Financing
Managing your corporation tax payments is vital for the financial health of your SME. Our financing options help you navigate your corporation tax obligations effectively, allowing you to allocate your financial resources strategically.
General Working Capital Financing
Maintaining a healthy cash flow is crucial for the success of your SME. Our working capital financing solutions provide the necessary capital to cover day-to-day operational expenses, pay suppliers, and seize growth opportunities.
IT Expenditure, including Software and other Intangibles Financing

vesting in IT infrastructure, software, and other intangible assets is essential for modern SMEs. We offer financing options that enable you to upgrade your technology and enhance your operational efficiency, giving you a competitive edge in the market.

Plant & Machinery Financing

If your SME requires new or upgraded plant and machinery, we provide financing solutions to support these investments. Our expertise in asset financing ensures that you can acquire the necessary equipment without straining your working capital.

Vehicle Financing

Whether you need commercial vehicles for your operations or company cars for your team, our financing options can help you acquire the vehicles you need. We offer flexible terms and competitive rates to support your transportation requirements.

Commercial Mortgage Financing

If you’re looking to purchase or refinance commercial property for your SME, we provide tailored financing solutions through commercial mortgages. Our experienced team will guide you through the process, ensuring you secure the funding necessary to secured your desired location.


If you have existing loans or financing arrangements, our refinancing options can help you optimise your debt structure, potentially reducing your interest rates or monthly payments. Refinancing provides an opportunity to improve cash flow management and streamline your financial obligations.

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JEC Business Finance Ltd Company Number: 14392926.

JEC Business Finance Ltd is an independent Asset finance broker not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. JEC Business Finance Ltd will receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. JEC Business Finance Ltd is an appointed representative of AFS Compliance Ltd which is authorised and regulated by the Financial Conduct Authority under number 625035.

JEC Business Finance Ltd aims to provide our customers with the highest standards of service. If our service fails to meet your requirements you can report a complaint.